Cyberpunk: Edgerunners & Free Market Medicine

Imagine that you lived in a world where medical implants and augmented cybernetics were so cheap that even the poorest people in society had access to them. In this world, people learn skills by inserting a flash drive into their neck and installing the knowledge directly. Humans have replaced their arms with chromed fashion pieces, and the more extravagant people have replaced their whole bodies with cybernetics.